1st Franklin Financial



About Us

Since 1941, 1st Franklin Financial has had one goal?to serve the financial needs of our friends and neighbors with the respect and personal service they deserve. It?s been over 75 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan. And while times have changed, our commitment to customers has not. Our customers know us and more importantly, we know them. This commitment is why we have been able to help generations of families in times when they have needed us most.


  • Serving our Neighbors Since 1941
  • Our retail financing options create the perfect partnership for growth
  • Competitive opportunities for investors seeking higher yield investment options.
  • A partnership for Business Growth
  • Treating You Like Family